Explore Middleburg, FL Homes for Sale

Waterfront Homes for Sale in Middleburg, FL

Welcome to your dedicated resource for waterfront homes for sale in Middleburg, FL. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Middleburg, FL agent, Cindy Gavin Team specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the waterfront properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All Waterfront Homes for Sale in Middleburg, FL

$439,900
5 Beds ⋅ 3 Baths ⋅ 2150509 MLS
This full-brick home offers 2,471 square feet of living space with an open floor plan, 5 bedrooms, and 3 bathrooms, all situated on a spacious half-acre lot. The heart of the home is the expansive kitchen featuring a large center island, perfect for meal prep, casual dining, and gathering with family and friends. Enjoy beautiful water views from the back patio and a generous backyard that's ideal for relaxing, entertaining, or enjoying the outdoors. The property also features a 2-car attached garage plus a large RV/camper carport with plenty of room for boats, trailers, and additional vehicles. A new roof installed in 2025 adds peace of mind and lasting value.

4415 Tall Pines Lane, Middleburg
$359,900
2 Beds ⋅ 2 Baths ⋅ 2150277 MLS
Heres your chance to live on Black Creek!!! Spend your days relaxing on the water, take the boat to dinner, and enjoy the beautiful view from any of the 3 screened in porches. Beautifully remodelled kitchen features 42 inch cabinets with crown moulding and black quartz countertops. This one is ready to go, bring your boat!

4162 Scenic Drive, Middleburg
$1,190,000
5 Beds ⋅ 5 Baths ⋅ 2150056 MLS
SPACIOUS ESTATE HOME CLOSE TO FLEMING ISLAND WITH POOL, WORKSHOP, AND ROOM FOR ALL YOUR TOYS ON 2.47 ACRES ALONG DOCTORS LAKE. NO HOA OR CDD FEES. Set in an elegant, established neighborhood. This property offers exceptional flexibility--bring your RV, boat, trailers, and more. A voluntary $50 HOA contribution helps maintain the neighborhood entrance. Designed for both everyday comfort and entertaining, the home features a 3-car insulated attached garage with air conditioning, a 24' x 31' detached garage/workshop, and a screened, heated saltwater pool and spa for year-round outdoor enjoyment. Inside you will find soaring ceilings, upgraded trim and beautiful real hardwood floors in the main living areas. The first-floor primary suite is spacious, private, and thoughtfully appointed with its own fireplace, direct pool access, a jetted tub, walk-in shower, double vanity, separate bidet, and an oversized walk-in closet. Traditional design with front and rear dual staircases. The main living areas are warm and inviting with lots of natural light, with a double-sided fireplace, beautiful hardwood floors throughout the family room, dining room, sitting room, and den/game room. The kitchen blends classic charm with modern functionality, offering a gas cooktop, electric double ovens, walk-in pantry, with additional under the stairs storage, bar-top seating, and an eat-in area ideal for casual meals or gathering with guests. Upstairs are four generously sized bedrooms. Bedrooms 2 and 3 each have private en-suite baths, while a third full bath serves guests. The 5th bedroom (approx. 24' x 31') offers incredible flexibility as a game room, media room, or additional family room. A loft/sitting area and abundant storage complete the second floor. Step outside to your private oasis: a custom 24' x 38' screened saltwater pool & spa, outdoor kitchen, and covered seating area. The pool deck was updated (2024), and a new Pentair saltwater system (2024) means it's ready for immediate enjoyment. Parking is unmatched, beginning with a circular driveway and extending to the fully insulated 3-car garage with wall-mounted A/C. The detached 24' x 31' garage/workshop includes its own 100-amp service and offers ideal space for projects, storage, or additional parking. Additional concrete connects both garage areas for easy access. Conveniently located near top-rated schools, shopping, dining, hospitals, and more--this move-in-ready estate is a rare gem in the heart of Clay County.

1806 Lakedge Drive, Middleburg
$429,000
5 Beds ⋅ 3 Baths ⋅ 2149761 MLS
Step into this beautiful 2-story Trailside home showcasing the Craftsman elevation. The main level features a spacious secondary bedroom and full bath, while the upstairs features the owner's suite, complemented by three additional bedrooms, two full bathrooms, a versatile loft, and a conveniently located laundry room. The well-appointed kitchen shines with white cabinetry, quartz countertops, a white Flow Picket tile backsplash, a center island, and a Whirlpool appliance package that includes a refrigerator. Luxury vinyl plank flooring extends throughout the main living areas, including the spacious gathering room. Relax and take in serene water views from the covered lanai. Additional highlights include a smart home package, 8-foot interior doors, washer and dryer, window blinds, upgraded stair railing, and more. This exceptional home offers the perfect blend of comfort, convenience, and thoughtful upgrades. Schedule your private tour today and see all it has to offer.

1889 Sue Meadow Lane, Middleburg
$335,000
4 Beds ⋅ 2 Baths ⋅ 2148433 MLS
Welcome to this 4-bedroom, 2-bathroom home in the desirable Azalea Ridge community. Built in 2020, this residence features a spacious open-concept floor plan designed for comfortable living and easy entertaining. The large living and dining areas flow seamlessly into the kitchen, creating an inviting space for gatherings and everyday life. LVP and carpet flooring throughout provide a blend of style and comfort. Enjoy relaxing pond views from the extended patio, perfect for outdoor dining, grilling, or entertaining. With four generously sized bedrooms and two full bathrooms, this home offers flexibility for everyone! While the home could benefit from some fresh interior paint, it presents a great opportunity to add your personal touch. Residents enjoy access to two pools, a clubhouse, and a fitness center. Don't miss this waterfront opportunity in sought-after Azalea Ridge.

4398 Warm Springs Way, Middleburg
$459,900
3 Beds ⋅ 2 Baths ⋅ 2148315 MLS
Nearly new modular home on beautiful 3/4 acre direct Black Creek navigable lot with access to the St Johns River. Home is stilted to be out of flood zone with large covered deck with brand new hot tub.

4294 Banks Road, Middleburg
$575,000
3 Beds ⋅ 4 Baths ⋅ 2145781 MLS
Waterfront living on Black Creek with approximately 100 feet of frontage and panoramic water views from multiple rooms throughout the home. This 3-bedroom, 3-bathroom single-family residence offers 2,719 square feet of living space and combines distinctive architectural design with practical updates, including a new roof in 2024 and a whole-house generator. Expansive windows and soaring ceilings bring natural light inside while showcasing the creek views that define the property. The remodeled kitchen is designed for both everyday living and entertaining, featuring white cabinetry, Corian countertops, a large center island, abundant storage, pull-out drawers, an LG refrigerator, and stainless steel appliances. Wood and tile flooring extend throughout the home, while the spacious layout includes a bonus recreation room that provides flexibility for hobbies, work, or gathering space. The upstairs primary suite offers private balcony access overlooking Black Creek, creating a front-row view of the waterfront setting. A sunroom provides an additional space to relax and enjoy the scenery year-round. Each downstairs bedroom includes its own updated bathroom, including one with a deep soaking tub and shower combination. Exterior features include full wood siding, a 2-car garage, and direct access to the natural beauty of Black Creek. The combination of waterfront frontage, mature character, and recent improvements makes this property a compelling option for buyers seeking both space and functionality. Located in Middleburg with no HOA, this home offers the opportunity to enjoy waterfront living while benefiting from major system updates already in place. If you have been searching for a Black Creek waterfront property with architectural character, generous living space, and year-round water views, this home is ready for your tour.

2402 Sandy Run Drive W, Middleburg
$433,990
3 Beds ⋅ 2 Baths ⋅ 2147812 MLS
Fleming II . Stunning 3 Bedroom, Flex space 2 Bath, and 2 Car Garage Welcome to your dream home! This spacious 2213 sq. ft. residence offers a perfect blend of luxury and comfort. The gourmet kitchen, the heart of the home, features premium 42'' cabinets, sleek quartz countertops, and ample storage space, making it perfect for both everyday cooking and entertaining guests. Enjoy the beauty and durability of wood-look tile floors throughout the main living areas, adding a touch of sophistication to your home. Welcome to Jennings Farm, a Gated Community with NO CDDs and Natural Gas, offering an exceptional lifestyle in a highly rated school district. Conveniently located near CR-220, First Coast Expressway, and Blanding Blvd, this community strikes the perfect balance between suburban tranquility and modern convenience. Jennings Farm features a host of desirable amenities, including a resort-style pool, two pickleball courts, two Bark Parks for your furry friends, and a playground for the little ones. The amenity center provides a welcoming gathering space, while the open-air pavilion is ideal for outdoor relaxation. With low HOA fees and thoughtfully designed features throughout, Jennings Farm offers everything you need for an efficient, comfortable, and active lifestyle.

2254 Brannings Sawmill Court, Middleburg
$260,000
3 Beds ⋅ 3 Baths ⋅ 2147614 MLS
Welcome home to this beautifully updated townhome in a quiet, amenity rich Middleburg community at 3083 Zeyno Drive, FL 32068. Listings here are rare, and this move in ready home combines modern finishes with a comfortable, functional layout perfect for everyday living, first time buyers, downsizers, or an easy low maintenance investment. Step inside to an inviting main living area that flows into a tastefully updated kitchen, featuring modern cabinetry, updated counters, and stylish finishes that make cooking and entertaining a pleasure. The adjacent dining and living spaces create an open, airy feel with plenty of room to relax or host guests. Upstairs, the generous owner's suite easily fits a king sized bed plus a cozy seating area, giving you a true retreat at the end of the day. The en suite and additional bathrooms have all been updated, offering a clean, modern look with fresh fixtures and finishes throughout. A spacious second bedroom comfortably accommodates a queen sized bed, making it ideal for family, guests, or a work from home setup. With thoughtful storage and a smart use of space, this townhome lives larger than it looks in photos. Outside your front door, enjoy a lifestyle that feels like a private retreat: cast a line in the community's stocked ponds, take your four legged family members to the dog park, or unwind on the nature trail surrounded by peaceful green space. Kids and guests will love the neighborhood playground, giving everyone a place to gather, play, and connect. Additional conveniences include an in unit laundry area, low maintenance living, and a location near Clay County schools, parks, boating, fishing, trails, shopping, and everyday conveniences. Washer, dryer, stands, and freezer do not convey. Ask about FHA, VA, and USDA financing options. Don't miss your chance to own a beautifully updated home with outstanding amenities in a fantastic Middleburg location.

3083 Zeyno Drive, Middleburg
$480,000
4 Beds ⋅ 3 Baths ⋅ 2144396 MLS
SHORT SALE--GREAT OPPORTUNITY! Welcome to this spacious, light-filled home on a quiet dead-end street. Featuring 4 bedrooms, 3 bathrooms, and a versatile bonus room that can serve as a 5th bedroom, office, or flex space. The open layout offers plenty of natural light, while the kitchen features stainless steel appliances, granite countertops, ample cabinetry, an eat-in area, and a separate formal dining room. Enjoy the large patio with a pergola and covered grilling area overlooking a peaceful water view. The fully fenced backyard is perfect for relaxing or entertaining. Additional features include extra side parking and overhead garage storage. Community amenities include gated entry, a clubhouse, fitness center, pool, children's pool, playground, tennis courts, and BBQ area. Don't miss this incredible opportunity! Some pictures are virtually staged to aid in visulization.

1456 Coopers Hawk Way, Middleburg
$245,000
2146203 MLS
Do you have waterfront dream home plans? This includes 2 parcels on Black Creek in Paradise Acres; 10-05-24-005961-000-00 and 10-05-24-005960-000-00. These parcels include approximately 190 feet of waterfront views. Lots are cleared with some nice shade trees, mostly fenced with chain link fencing, free flowing artesian well, existing septic and there is a small dock. See the seller provided docs for the survey and the initial work for the no-rise study.

4301 Lazy Acres Road, Middleburg
$665,000
5 Beds ⋅ 4 Baths ⋅ 2140654 MLS
&#10024; Private 5th Bedroom Retreat with Income Potential &#10024; waterfront living meets flexibility and comfort along the scenic banks of Black Creek. This property features a private 5th bedroom retreat with its own entrance, half bath, closet, and bonus space, ideal for a guest suite, home office, multi-generational living, or possible future Airbnb/rental opportunity. Enjoy direct water access with a private dock and rope swing, perfect for kayaking, fishing, canoeing, or relaxing in your own backyard oasis. Inside, the home offers bright living spaces, a functional layout, and a well-appointed kitchen with ample counter space and storage. where everyday living feels like a private waterfront retreat. Located in a desirable community along the scenic banks of Black Creek, this home offers a rare opportunity for peaceful, true waterfront living.

2411 Halperns Way, Middleburg
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